fuel your next fix and flip venture with frontier funding
we fund fast and make the process easy
key features of our fix and flip loans
1-4 Residential Units
Single-family homes, townhomes, condos, duplexes, triplexes, and fourplexes—ideal for fix and flip or rehab projects.
Generous Funding:
Up to 100% financing
Flexible Loan Terms:
12 to 24-month terms tailored to your project's timeline.
No prepayment penalties, offering you financial flexibility.
Simplified Qualifications:
No minimum FICO.
Soft credit pulls to minimize impact on your credit score.
First-time investors eligible, welcoming newcomers to push the boundaries of real estate investing.
Quick Closings:
Fast approvals with closings in as little as 1-2 weeks, so you can seize opportunities without delay.
Creative Loan Structures:
Tailored financing solutions to meet your unique needs and maximize your profits.
5+ Unit Multifamily Properties
Ideal for experienced investors undertaking larger fix and flip or rehab projects.
Generous Funding:
Up to 85% of the purchase price.
Up to 100% of rehab costs.
Financing up to 75% of After Repair Value (ARV).
Flexible Loan Terms:
12 to 36-month terms to accommodate extensive projects.
No prepayment penalties, giving you the freedom to repay on your schedule.
Simplified Qualifications:
No minimum FICO.
Soft credit pulls to protect your credit standing.
Investor experience required, supporting your continued growth in exploring new investment frontiers.
Loan Amounts:
Funding from $250,000 to $50,000,000.
Quick Closings:
Estimated closing in 30 days, enabling you to move forward confidently.
Creative Loan Structures:
Customized financing to suit complex investment strategies and help you transform properties on a larger scale.
Property Types:
All property types eligible.
Funding Details:
Up to 100% funding of the purchase price and rehab.
Financing up to 75% of After Repair Value (ARV).
For larger multifamily properties, funding up to 85% of the purchase price and up to 70% of ARV.
Loan Terms:
6 to 36-month terms.
No prepayment penalties.
Non-recourse options.
Loan Amounts:
Funding from $50,000 to $50,000,000.
Credit Requirements:
No minimum FICO.
Investor Experience:
First-time investors are welcome, inviting newcomers to explore new investment frontiers.
For larger or more complex projects, investor experience may be required to ensure successful execution.
Additional Benefits:
Soft credit pulls to protect your credit score.
Quick Closings:
Close in as little as 5 days.
Estimated up to 4 weeks with larger projects.
FAQs
Q: What documentation is required to apply for a Fix and Flip Loan?
A: Our application process is streamlined for your convenience. Required documentation typically includes:
Completed loan application
Credit authorization
Purchase contract (if applicable)
Scope of work for renovations
SREO
We do not require tax returns, making the process quicker and more straightforward.
Q: How do I get started with applying for a Fix and Flip Loan?
A: Simply contact our team to begin your application.
Q: Can I use Fix and Flip Loans for both purchasing and refinancing properties?
A: Yes, our Fix and Flip Loans can be used for both purchases and refinances.
Q: What is the maximum Loan-to-Value (LTV) ratio available for Fix and Flip Loans?
A: Up to 100% financing options.
Q: How does the draw process work for renovation funds?
A: Renovation funds are typically disbursed through a draw process. You'll submit draw requests as you complete predetermined milestones in your renovation project.
Q: Are there any restrictions on the types of renovations I can undertake?
A: We allow for a wide range of renovations aimed at increasing the property's value. This includes cosmetic updates, structural repairs, and even additions.
Q: Do you require an appraisal of the property?
A: No. Some scenarios it may be possible to close without an appraisal.
Q: Can I finance multiple fix and flip projects simultaneously?
A: Absolutely! We support investors looking to expand their horizons by managing multiple projects. Our flexible financing solutions can be tailored to accommodate multiple loans, subject to underwriting approval.
Q: What are the interest rates for Fix and Flip Loans?
A: Interest rates vary based on factors such as credit score, experience, and the specifics of your project. We offer competitive rates designed to help you maximize your profits. Contact us for a personalized quote.
Q: Is there a penalty for paying off my loan early?
A: No, there are no prepayment penalties with our Fix and Flip Loans. You have the flexibility to repay the loan early without additional costs.
