A bridge loan, often referred to as interim financing or gap financing, is a short-term loan designed to provide quick funding until a borrower secures long-term financing or completes an asset sale. This type of financing is commonly used in real estate and business to “bridge” the gap between immediate financial needs and future funding. This article explores the essentials of bridge loans, their applications, benefits, and considerations.

In today’s fast-paced real estate market, traditional mortgages can feel like navigating a maze of paperwork—W-2s, tax returns, and endless income verifications. Enter the DSCR loan, a financing tool that’s flipping the script for investors. Short for Debt Service Coverage Ratio, DSCR loans focus on one thing: can your property’s income cover its debt? Forget personal income scrutiny; it’s all about the asset’s cash flow.